Credit and Debit Processing
Efficient, cost-effective in-house transaction processing
With Credit and Debit Processing, Card Processing Solutions (CPS) manages the flow of authorizations and transactions between your credit union and Visa/MasterCard. You get near-real-time access to your cardholder transaction data in an easy-to-navigate system interface. This enables front-line staff to easily answer member questions, and assists you with developing targeted marketing materials. You also get 100 percent of your settlement daily. Instant issue/instant activation is supported. We can manage your card production, from design assistance to embossing, encoding, and mailing.
Fraud protection is provided by a team of analysts that monitor card activity 24/7, assisted by neural network software. We also support cardholder-selected PINs. Card Processing Solutions offers security-enhanced Visa® and MasterCard® Chip Cards for your members both at home and abroad. Most clients take advantage of our professional chargeback services.
What It Does
- Manages the flow of authorizations and transactions between your credit union and the card networks.
- Provides you and your members with near-real-time account information.
- Manages your card production.
- Provides expert fraud prevention services.
- Offers optional professional chargeback services.
- Offers CPS Chip Cards.
What It Does For You
- Gives 100 percent interchange settlement daily.
- Improves member service and member cross-selling by providing full, near-real-time access to cardholder data.
- Provides an intuitive interface to your transaction viewing and control system.
- Provides incomparable customer service.