Outsourced ATM driving and near-real-time transaction authorization
jhaPassPort Direct delivers the sophisticated functionality of jhaPassPort.pro in an outsourced environment regardless of the core processing environment. This unique operating environment enables in-house banks to realize the same online authorization pricing advantages that have traditionally been available exclusively to outsourced banks and eliminates related license and maintenance fees. jhaPassPort positions Jack Henry Banking to assume full responsibility for ATM terminal driving and the authorization of ATM and debit card transactions. Using direct connections with the jhaPassPort switch, jhaPassPort Direct authorizes transactions based on near-real-time account balances rather than prior-day account balances available in batch processing environments. This low-cost solution eliminates the inherent challenges associated with ATM maintenance, fully automates balancing, reduces ATM downtime, and generates comprehensive transaction activity reporting. A sophisticated ATM Web portal enables banks to monitor the status of their ATMs from any Internet-capable device and can provide anytime access to ATM journals. jhaPassPort Direct can streamline daily processes and operations, improve customer service by increasing ATM uptime, and generate lower operating costs.
This solution is available to banks automated by the SilverLake System®, CIF 20/20®, and Core Director® platforms.