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Ensenta Deposit Risk Reviews℠ 

In-Depth Assessments of Remote Deposit Capture Policies, System Settings, and Evolving Regulatory Requirements

Today, consumers expect to conduct most of their financial interactions and transactions using smartphones and tablets. Remote deposit capture (RDC) has evolved into a financial service you must offer to aggressively and successfully compete for convenience-driven accountholders. But balancing consumer expectations with effective risk mitigation and management is an industry-wide challenge. 

Ensenta Deposit Risk Reviews are in-depth assessments of your risk-related statistics, RDC policies, processes, and system settings. Using the results of the in-depth analysis, we recommend specific changes based on historical and industry trends, recent fraud attempts, regulatory changes, and Ensenta best practices which are based on our experience processing millions of transactions on behalf of more than 1,300 financial institutions and government entities. 

The results speak for themselves. A recent risk review enabled a financial institution to increase its deposit volume by 30%, deposit limits by 1,500%, and day-one mobile eligibility by 700%. 

Considering customer expectations and fraud attempts are constantly evolving, we recommend annual risk reviews to ensure your RDC policies are relevant. 

Your revised RDC policy is fully documented for ongoing reference and to provide regulators with evidence of your formal risk review. ​
  • Product Briefs
    Ensenta Deposit Risk Review

    In-depth assessments of risk-related statistics, RDC policies and processes, and system settings that support data-driven changes that increase deposit value, deposit limits, and day-one mobile eligibility.