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Enterprise Payment Solutions

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Enterprise Payment Solutions

Scalable, Flexible Payments Platform

An integrated payment processing solution suite of remote deposit capture, ACH and card transaction processing solutions, risk management tools, reporting capabilities, and more for financial institutions of all sizes. 

Enterprise Payment Solutions (EPS) offers an integrated suite of remote deposit capture, ACH and card transaction processing solutions, risk management tools, reporting capabilities, and more for financial institutions of all sizes. EPS helps your institution succeed in today’s competitive market by helping you increase revenue, improve efficiencies, better manage compliance, and enhance customer relationships while also strengthening your bottom line.  

EPS offers a robust suite of risk management tools and reporting capabilities for both the financial institution and the business. This payments processing engine provides multiple touch points through which financial institutions and their business customers can process a wide variety of payments, including checks, ACH, and card transactions. 

What It Does

  • Serves as a comprehensive payments engine that accepts a variety of payment types:  
    • ACH processing 
    • Remote deposit capture
    • Remittance processing
    • Near-real-time gateway for credit card processing 
    • ACH check conversion (BOC, ARC, and POP) 
    • Other ACH transactions: Internet-initiated (WEB), telephone - initiated (TEL) and recurring credits and debits (PPD and CCD)Check 21/X9 37 check conversion
  • Processes checks via single or batch processes, single or recurring ACH, and card payments.
  • Can be configured to offer as many or as few payment options as needed.
  • Provides flexible workflow options.
  • Integrates with remittance/lockbox, value-added reseller solutions, and more.
  • Offers an integrated payments platform in a hosted, SAS-70 secure ASP environment.
  • Provides remote deposit service for business clients with optional CAR/LAR.

What It Does For Me

  • Enables financial institutions to strengthen the core competencies of their organization by providing business customers a complete offering of electronic payment services.
  • Offers benefits from increased revenues through additional deposits and fee income, reduced check processing and related staffing costs, improved efficiencies, and enhanced relationships with merchant customers.
  • Allows institutions to expand their geographic footprint without opening new branches.
  • Provides a robust suite of risk management tools and reporting capabilities for both financial institutions and businesses.
  • Allows financial institutions to offer business customers the ability to accept a wide variety of payments, including checks, credit cards, and ACH transactions including PPD and CCD (single and recurring), WEB (Internet), TEL (telephone).
  • Empowers business customers to deposit funds on their own time and not have to worry about making it in to a branch.
  • Offers least-cost routing for Check 21 and ACH items while providing tools to help manage risk and compliance with NACHA rules.
  • Meets the Payment Card Industry (PCI) security certification for credit card processing.
  • Offers policies/procedures that align with FFIEC guidelines.
  • Expands target markets and creates incremental sales by providing customers the latest electronic payment options available in the industry. 
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  • Product Briefs
    Enterprise Payment Solutions Platform

    An integrated suite of remote deposit capture, ACH and card transaction processing solutions, risk management tools, reporting capabilities, and more for financial institutions of all sizes.
Knowledge Center
​​​​How can I show my customers the value of RDC for their businesses?

Find the answer on our Payments Knowledge Center.​​​​​​