JHA SmartPay Biller Direct℠
Electronic Bill/Invoice Presentment and Payment Solution for Billers
Businesses are an important market and growth opportunity for your institution. But in today’s financial services industry, successfully competing for commercial accountholders means you must offer the flexible, scalable, cost-effective electronic payment solutions they need to manage their businesses and their finances more effectively and efficiently.
With JHA SmartPay Biller Direct, you gain an electronic bill presentment and payment (EBPP) platform that enables your business-to-business (B2B) and business-to-consumer (B2C) accountholders to present their customers with cost-effective, convenient electronic bills and invoices.
The entire accounts receivable process is streamlined with features that verify customer identity, present biller-defined digital bills and invoices, and collect payments through a dedicated payment site. Streamlining the billing and payment process with JHA SmartPay Biller Direct immediately reduces the time, expense, and resources small businesses need to generate bills and invoices.
A custom URL and fully branded webpage are developed for each biller and used to authenticate customer identities and collect payments. The payments page can be linked to the business’ existing website or the JHA SmartPay Biller Direct site.
Businesses upload billing data based on billing cycles and specific billing requirements. Each business controls the presentment and payment process, including payment timing, amount, and method; convenience fees; discounts; split payments; the creation and use of stored payment accounts; and the number of bills that can be paid with a single payment. Online and mobile one-time, recurring, future-dated payments are supported using checking and savings accounts, credit and debit cards, or PayPal®. Customer service representatives are also available to accept payments and provide ongoing support.
When you choose JHA SmartPay Biller Direct, you can also generate exception-free remittance or posting files that can be exported in a variety of formats or imported into accounting solutions like QuickBooks®.