I work at Jack Henry™, but I also run a side business.
So, when we talk about supporting small businesses, I’m not just repeating talking points – I’m living it. I know what it’s like to juggle payment apps, reconcile transactions, and wonder if the tools I’m using are helping or just getting in the way.
That’s why Tap2Local feels different.
It’s not another merchant services pitch. It’s an embedded payment solution built into your digital banking experience – designed to help your financial institution stay connected to the businesses that make your community thrive. And here’s the thing: you don’t have to choose between Tap2Local and your current merchant services provider. It’s not a replacement.
Tap2Local is a smart add-on that fills the gap fintechs have been quietly exploiting for years.
Why Tap2Local Works With What You Already Offer
Most small businesses use more than one payment processor.
Whether it’s mobile payments at a pop-up shop or traditional countertop terminals, there’s no one-size-fits-all anymore. Tap2Local gets that. It was made to work alongside your existing merchant services setup, not compete with it.
- Merchants can self-enroll with instant approval – no sales pitch, no waiting.
- It’s embedded in your mobile banking app, so they don’t need to download anything new.
- Tap-to-pay, QR codes, and payment links make it a flexible mobile payment solution – no dongles or chip readers required.
- You can brand it your way, so it feels like a native part of your offering.
- It connects with popular accounting systems, saving merchants time and hassle.
- Built-in reporting and dispute resolution keep everything organized and transparent.
- No monthly fees – perfect for micro merchants, seasonal sellers, or anyone who needs a backup option.
- Same-day funds availability is coming soon, giving merchants even more reason to stick with you.
That’s a lot of value – and it’s all planned to work with what you already offer.
What Makes Tap2Local Different
This isn’t just a payment tool. It’s a way to grow deposits, deepen relationships, and protect your turf.
- It’s built for micro merchants and sole proprietors processing under $10,000 a month.
- It helps you spot hidden businesses inside retail accounts, so you can offer more robust services as they grow.
- It opens the door to business checking, lending, and other services.
- And it makes it harder for fintechs to poach your accountholders by embedding value directly into your app.
Tap2Local helps you stay visible – and valuable – to the businesses you care about most.
Make It Part of Your Business Banking Package
If you want Tap2Local to really work for you, bundle it with your small business banking package.
Tie it to your business checking account as an embedded service. That simple move can boost acquisition, retention, and long-term loyalty. Tap2Local isn’t about replacing what works. It’s about making what you offer even stronger – and keeping your financial institution at the center of your community’s business life.
If you’re ready to meet small businesses where they are – and where they’re headed – Tap2Local is a smart place to start.
Reach out to Jack Henry to learn more about Tap2Local and the Banno Digital Platform.
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