We support community and regional banks with the technology ecosystem and support they need to thrive today and in the future.
We help credit unions serve members at their moments of need and on the channel of their choice as their financial lives evolve.
We deliver the insight and technology ecosystem that new banks need – from meeting initial business goals to achieving long-term strategic success.
We help fintechs expand their reach and deliver their innovative solutions to a broader financial ecosystem.
We empower businesses to expedite payments processing, improve cash flow, and manage financials with industry-leading technology.
Playing to Win: Helping Financial Institutions Capitalize on Ecosystem Disruption
We are always innovating to help solve for the needs and challenges of people at financial institutions and their accountholders.
Protecting your bottom line starts with empowering the financial health of your consumer and business accountholders.
Competing for business accountholders in today's environment requires a whole new strategy.
Improving productivity and operating efficiencies is an industry-wide goal, challenging financial institutions to transform the way they do business.
There are challenges across the industry impacting financial institutions’ ability to generate and grow traditional sources of revenue.
Effectively managing enterprise risk has become more complex and challenging than ever.
Gain new accountholders and avoid expensive attrition by delivering a stellar experience in a competitive landscape.
Is Your Organization's Financial Health Leaving You Vulnerable and At Risk?
Future of Digital Banking
Read MoreFintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy
Read MoreSuccess Has a Low Efficiency Ratio
Read MoreInformation Security and Risk Management: Trends and Threats
Read MoreAll-Digital Lending Capabilities | Multiple Loan Types
Read MoreMeet Jack Henry Financial Crimes Defender
Read MoreThe Really Big Small Business Opportunity
Read More6 Tips for How to Improve the Customer & Member Experience (CX)
Read More7 Things to Improve Your Accountholders' Financial Health
Read MoreOur advocacy of community and regional financial institutions is rooted in the belief that the world is better with you in it.
People are at the center of everything we do – and it starts with our associates.
We are always looking for talented professionals to join our team. Explore open opportunities.
Jack Henry has long incorporated a commitment to corporate sustainability into the way we do business. Learn about our priorities.
We are dedicated to our stakeholders and delivering a strong return on investment and long-term sustainability for our business model.
Our Purpose and Mission
The Strategic Case for Financial Health
We support community and regional banks with the technology ecosystem and support they need to thrive today and in the future.
We help credit unions serve members at their moments of need and on the channel of their choice as their financial lives evolve.
We deliver the insight and technology ecosystem that new banks need – from meeting initial business goals to achieving long-term strategic success.
We help fintechs expand their reach and deliver their innovative solutions to a broader financial ecosystem.
We empower businesses to expedite payments processing, improve cash flow, and manage financials with industry-leading technology.
Playing to Win: Helping Financial Institutions Capitalize on Ecosystem Disruption
We are always innovating to help solve for the needs and challenges of people at financial institutions and their accountholders.
Protecting your bottom line starts with empowering the financial health of your consumer and business accountholders.
Competing for business accountholders in today's environment requires a whole new strategy.
Improving productivity and operating efficiencies is an industry-wide goal, challenging financial institutions to transform the way they do business.
There are challenges across the industry impacting financial institutions’ ability to generate and grow traditional sources of revenue.
Effectively managing enterprise risk has become more complex and challenging than ever.
Gain new accountholders and avoid expensive attrition by delivering a stellar experience in a competitive landscape.
Is Your Organization's Financial Health Leaving You Vulnerable and At Risk?
Our advocacy of community and regional financial institutions is rooted in the belief that the world is better with you in it.
People are at the center of everything we do – and it starts with our associates.
We are always looking for talented professionals to join our team. Explore open opportunities.
Jack Henry has long incorporated a commitment to corporate sustainability into the way we do business. Learn about our priorities.
We are dedicated to our stakeholders and delivering a strong return on investment and long-term sustainability for our business model.
Our Purpose and Mission
Find everything you may need to support your financial institution.
Stay on top of industry trends with insights from authors who are well-versed on the inner workings of the fintech industry.
The Strategic Case for Financial Health
Future of Digital Banking
Read MoreFintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy
Read MoreInformation Security and Risk Management: Trends and Threats
Read MoreAll-Digital Lending Capabilities | Multiple Loan Types
Read MoreMeet Jack Henry Financial Crimes Defender
Read MoreThe Really Big Small Business Opportunity
Read More6 Tips for How to Improve the Customer & Member Experience (CX)
Read More7 Things to Improve Your Accountholders' Financial Health
Read MoreIf we’ve learned anything from the pandemic, it’s that the old ways of lending will hold you back. We consistently hear deep frustration from banks and credit unions about drowning in paperwork, a lack of visibility, inconsistent processes, and the problems associated with disparate systems cobbled together to push loan applications through their pipeline.
Here are four reasons why community and regional financial institutions may be losing ground in the market today.
Manual processes just can’t keep up with the demands of borrowers accustomed to a digital world. Consider the millions of Paycheck Protection Program (PPP) transactions that were processed digitally. This demonstrated how much faster the commercial loan approval process could be when all available technology is leveraged, while highlighting how difficult and error-ridden manual lending can be.
A single platform technology model can provide efficiencies that give your borrowers quick access to more types of transactions and also improve consistency and visibility for your staff. Here are some key advantages that will help you not only increase your production bandwidth but allow you to focus on what’s most important: your customers and members!
Loan Process & System Consolidation
When current loan processes are outdated, systems are disjointed and documents are stored in a plethora of locations, it's most likely costing you market share. Integrating these various systems into a single platform helps streamline the loan approval process and centralize all the data needed to close a loan, quickly and efficiently.
Reduced Lending Process Costs & Increased Margin Return
By consolidating and streamlining commercial lending processes, you reduce the total cost of lending and overhead. Wrapping auto-decisioning tools around loan applications reduce underwriting time – providing greater margin on smaller loans and allowing your team to focus their time on larger, more complicated applications.
Reduced Paper & Rekeying Errors
Data entry is the biggest “bottleneck” in the commercial lending process. On average, a single point of data is rekeyed six to 10 times! Integration reduces the time spent re-keying data errors, providing a better lender experience and, most importantly, a better borrower experience with faster access to capital. Data mining and reporting become far more efficient as data and documents are easily pushed and pulled to your core.
Increased Capacity for Additional Business
By reducing the number of solutions used in the loan process and leveraging technology, banks and credit unions can realize additional capacity to generate new business and expand market share. In turn, your team can focus on relationships rather than clerical work.
A Smoother Experience for All
Time kills deals; and today’s borrowers expect a seamless, Amazon-like digital banking customer experience on the device of their choice. An intuitive online application and secure portal for uploading necessary documents for the loan process gives your customers borrowers the choice of in-person or online interaction. More effective workflow and pipeline tools improve visibility into the lending process as it moves through the institution, creating efficiency and transparency for your team – resulting in a better experience for your customers and members.
Don’t make borrowers or staff pay the price for using time-consuming, complicated lending processes. A single simplified, all-digital lending platform supports the entire lending lifecycle, and makes each phase of the borrower’s journey seamless and enjoyable. You can deliver more volume, reduce clutter, and streamline workflows to increase your profits.
Envision more for both your lenders and borrowers – download our infographic to learn how.
Who We Serve
What We Offer
Who We Are