We support community and regional banks with the technology ecosystem and support they need to thrive today and in the future.
We help credit unions serve members at their moments of need and on the channel of their choice as their financial lives evolve.
We deliver the insight and technology ecosystem that new banks need – from meeting initial business goals to achieving long-term strategic success.
We help fintechs expand their reach and deliver their innovative solutions to a broader financial ecosystem.
We empower businesses to expedite payments processing, improve cash flow, and manage financials with industry-leading technology.
Live From Nasdaq: Jack Henry's Vision for the Future of Fintech
We are always innovating to help solve for the needs and challenges of people at financial institutions and their accountholders.
Protecting your bottom line starts with empowering the financial health of your consumer and business accountholders.
Competing for business accountholders in today's environment requires a whole new strategy.
Improving productivity and operating efficiencies is an industry-wide goal, challenging financial institutions to transform the way they do business.
There are challenges across the industry impacting financial institutions’ ability to generate and grow traditional sources of revenue.
Effectively managing enterprise risk has become more complex and challenging than ever.
Gain new accountholders and avoid expensive attrition by delivering a stellar experience in a competitive landscape.
Is Your Organization's Financial Health Leaving You Vulnerable and At Risk?
Jack Henry Rapid Transfers™ – Swift Money Movement with Advanced Security
Read MoreFintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy
Read MoreSuccess Has a Low Efficiency Ratio
Read MoreInformation Security and Risk Management: Trends and Threats
Read MoreAll-Digital Lending Capabilities | Multiple Loan Types
Read MoreMeet Jack Henry Financial Crimes Defender
Read MoreThe Really Big Small Business Opportunity
Read More6 Tips for How to Improve the Customer & Member Experience (CX)
Read More7 Things to Improve Your Accountholders' Financial Health
Read MoreOur advocacy of community and regional financial institutions is rooted in the belief that the world is better with you in it.
People are at the center of everything we do – and it starts with our associates.
Meet Jack Henry's Leadership Team
We are always looking for talented professionals to join our team. Explore open opportunities.
Jack Henry has long incorporated a commitment to corporate sustainability into the way we do business. Learn about our priorities.
We are dedicated to our stakeholders and delivering a strong return on investment and long-term sustainability for our business model.
Our Purpose and Mission
Find everything you may need to support your financial institution.
Get more accountholders using your solutions with free, ready-to-use materials that make maximizing your technology investments easy.
Stay on top of industry trends with insights from authors who are well-versed on the inner workings of the fintech industry.
The Jack Henry FIN gives fintechs direct access to Jack Henry’s technical resources to achieve product integration with our core platforms and complementary solutions.
Live From Nasdaq: Jack Henry's Vision for the Future of Fintech
We support community and regional banks with the technology ecosystem and support they need to thrive today and in the future.
We help credit unions serve members at their moments of need and on the channel of their choice as their financial lives evolve.
We deliver the insight and technology ecosystem that new banks need – from meeting initial business goals to achieving long-term strategic success.
We help fintechs expand their reach and deliver their innovative solutions to a broader financial ecosystem.
We empower businesses to expedite payments processing, improve cash flow, and manage financials with industry-leading technology.
Live From Nasdaq: Jack Henry's Vision for the Future of Fintech
We are always innovating to help solve for the needs and challenges of people at financial institutions and their accountholders.
Protecting your bottom line starts with empowering the financial health of your consumer and business accountholders.
Competing for business accountholders in today's environment requires a whole new strategy.
Improving productivity and operating efficiencies is an industry-wide goal, challenging financial institutions to transform the way they do business.
There are challenges across the industry impacting financial institutions’ ability to generate and grow traditional sources of revenue.
Effectively managing enterprise risk has become more complex and challenging than ever.
Gain new accountholders and avoid expensive attrition by delivering a stellar experience in a competitive landscape.
Is Your Organization's Financial Health Leaving You Vulnerable and At Risk?
Our advocacy of community and regional financial institutions is rooted in the belief that the world is better with you in it.
People are at the center of everything we do – and it starts with our associates.
Meet Jack Henry's Leadership Team
We are always looking for talented professionals to join our team. Explore open opportunities.
Jack Henry has long incorporated a commitment to corporate sustainability into the way we do business. Learn about our priorities.
We are dedicated to our stakeholders and delivering a strong return on investment and long-term sustainability for our business model.
Our Purpose and Mission
Find everything you may need to support your financial institution.
Get more accountholders using your solutions with free, ready-to-use materials that make maximizing your technology investments easy.
Stay on top of industry trends with insights from authors who are well-versed on the inner workings of the fintech industry.
The Jack Henry FIN gives fintechs direct access to Jack Henry’s technical resources to achieve product integration with our core platforms and complementary solutions.
Live From Nasdaq: Jack Henry's Vision for the Future of Fintech
Jack Henry Rapid Transfers™ – Swift Money Movement with Advanced Security
Read MoreFintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy
Read MoreInformation Security and Risk Management: Trends and Threats
Read MoreAll-Digital Lending Capabilities | Multiple Loan Types
Read MoreMeet Jack Henry Financial Crimes Defender
Read MoreThe Really Big Small Business Opportunity
Read More6 Tips for How to Improve the Customer & Member Experience (CX)
Read More7 Things to Improve Your Accountholders' Financial Health
Read More
Jack Henry has always prioritized what’s best for community and regional financial institutions, building robust core technology and complementary digital solutions. Now, we're reshaping the core to excel in the fintech industry and establish you as a leader in it.
Most financial institutions still bank on software built before the internet, but Jack Henry’s CTO, Ben Metz, is leading a quiet revolution to change that. Speaking with Andreesen Horowitz General Partner Angela Strange, Metz shares how banks’ historical tech infrastructure and regulatory obstacles have stymied innovation — and how Jack Henry is helping them overcome these challenges. Metz outlines actionable ways startup founders can help smaller community banks leverage artificial intelligence and cloud computing, reshaping the industry at large.
We’ve already started this with Banno Conversations. But what if personal service on the digital channel was woven into every part of your back office? And what if it leveraged AI via your own institution’s data to supercharge your staff? While big banks are positioning technology between them and their accountholders, we’re positioning technology alongside of you, so you’re more efficient while maintaining the relationships and service you’re known for.
As an executive, a lack of visibility into what’s happening with your financial institution could be catastrophic. With a cloud-native platform, data can flow in real time and be easily visualized, filtered, and configured, keeping you apprised of the most important data, as it’s happening.
We’re moving away from the days where a financial institution needs several different products that each have their own separate back-office interface. In time, we are working on bringing all of this functionality into one, unified back office, where you can manage everything from entitlements for your employees to chatting securely with your accountholders.
Imagine not having to manage multiple, complex origination systems that offer too much – or too little – of what you and your accountholders need. We’re developing an enterprise approach for account origination that lets you tailor your offering based on your business strategy, add or change as new opportunities emerge, and deliver a modern experience for both applicants and staff.
Imagine if your accountholders could be notified of a potentially fraudulent transaction on their accounts the second the transaction is made. They could simply tap “I didn’t make this transaction,” and it would be canceled and a workflow triggered to reset their security credentials and alert your institution for resolution.
What if you could spin up several different brands that serve niche audiences by reconfiguring your product offerings, all without standing up a new core for each of them? Even better, what if you could manage those brands all within the same back office, and even have a centralized support team for all of your brands?
Jack Henry is modernizing our banking technology and services in a way that’s rebuilding traditional core functions individually into a flexible, cloud-based portfolio of services and solutions that can be combined – with one another and with third-party fintechs – all in one unified platform.
Without getting too technical, evolving to cloud-based technology (powered by Google) means every product on Jack Henry Platform will boast these benefits:
We’re aiming for 99.999%, meaning you’re virtually always up-and-running.
Think fraud detection and reporting streamed to you as events happen or KPIs change.
If you’re growing, it’s easy to scale with your institution’s changing needs.
Easier, better, safer, and more cost-efficient to operate the entire financial institution.
Ransomware-resilient and zero-trust – we assume your system is always at risk, requiring continuous verification.
Your tech is internet-based and ready to connect with any other internet-based product or fintech.
A singular identity and authorization infrastructure for each customer and employee integrated throughout.
No more elaborate disaster recovery exercises – we're eliminating restore times and data loss exposures from outages.
No more waiting for (and fearing) annual releases – enjoy continuous new features, fewer bugs, enhanced security, and compliance updates.
Auditable enforcement of compliance policies are woven into the code (read: compliance as code), reducing manual labor and the risk of security breaches and fines.
The threat of rapid tech changes can be paralyzing when deciding your next move. Instead of risk, pain, and cost of rip-and-replace, we’re building modernized components for you to gradually replace functions on your current core at a pace comfortable to you.
If you’re already running on or switching to a Jack Henry core, you’ll be among the first to access the benefits of Jack Henry Platform. The decision is now between a rigid core package or a Jack Henry core that’s becoming a flexible, connected, and modern platform. In fact, if you’re already running on a Jack Henry core, you may have already done your last core migration – ever. Take a moment to celebrate!
Many legacy cores have limited your ability to evolve digital experiences. Unlike other cores, we’re building an open, multi-tenant, cloud-native, central nervous system that includes and integrates best-of-breed products and services. Jack Henry Platform allows you to build your own unique brand, serve niche markets, and power fintechs and businesses.
We are at an inflection point in which emerging technologies are converging to create a unique opportunity for the financial services industry. Cloud computing costs continue to drop, internet coverage and speeds continue to grow, chips continue to advance, digital currency continues to proliferate, and access to artificial intelligence is now universal.
Pair all of that with Jack Henry’s full stack of financial technology, our financial stability, and our enduring commitment to community and regional financial institutions, and we’re in the perfect position to rebuild and modernize the infrastructure on which community and regional institutions operate and compete.
In short, no. While others are building technology using the cloud, the similarities end there.
In recent years, pressure to go to market quickly with a separate digital brand or a one-off offering led some financial institutions to deploy a cloud-native “side core.” Side cores are not full-service cores. They cannot run your entire financial institution. Also, because side cores are not integrated with your primary core, they add complexity, operational fragmentation, and technical debt, requiring separate teams, separate compliance, and separate security management.
Jack Henry Platform is not just a “cloud core,” but rather an all-encompassing, flexible portfolio of cloud-native, api-enabled services that can be used together in almost-infinite combinations along with third-party fintechs, modernizing existing core functions like wires, and innovating new functions, like pre-processing real-time fraud detection and interception.
We are committed to growing, supporting, protecting, and innovating for community and regional financial institutions through the technology and services we offer.
Jack Henry™ is a well-rounded financial technology company investing in modern infrastructure and fully focused on next-generation technology. Our abundant technology and services are categorized across nine key capability types:
We’re pioneers of personal digital banking – reviving the vision of financial institutions being on a first-name basis with accountholders. We’re offering a platform for personal, human-centered service that puts consumers first.
Dedicated to simplifying payments, we help financial institutions and businesses reinvent their payments strategies and modernize their payments platforms so they can get money into the hands of people when they need it.
Our scalable, flexible, and open technology operations solutions offer new levels of agility and efficiency to help financial institutions run their business, serve accountholders, process transactions, and manage complex mission-critical information.
We’re helping financial institutions proactively and effectively defend against today’s complex internal and external threats, secure data and systems, enable regulatory compliance, and protect their reputations and assets – as well as that of their accountholders.
We are innovators committed to making loans more accessible to borrowers. Our intuitive, appropriately simple lending solutions help banks and credit unions stay ahead of the fast-changing digital environment while giving borrowers quick access and improving visibility for staff members.
We help proactively protect financial institutions by leveraging advanced financial technologies, unique expertise, and insights that combat both current and emerging financial crimes and fraud threats.
We have solutions and services specifically designed to help banks and credit unions attract, serve, retain, and grow diverse commercial accounts.
We’re focused on removing accountholder friction and delivering exceptional experiences for customers and members – offering the right service in the moment of need and relevance.
Financial institutions must help their customers, members, and businesses achieve financial health. We provide the technology, education, innovation, and leadership necessary to take the next step in helping their accountholders gain financial freedom.
