Our debit card processing platform simplifies operations and reduces costs by leveraging seamless integration with our solutions and third-party solutions.
Debit card programs are an important source of recurring revenue, especially in today's challenging revenue environment.
We provide the debit card processing technology and strategic guidance to modernize and elevate card programs.
Our debit processing platform provides seamless transaction processing and modern functionality to offer highly competitive, customizable, scalable, and constantly evolving debit programs that meet evolving consumer, market, and competitive demands.
Jack Henry’s ATM driving services support industry-leading ATM/ITM/ILT makes and models, standard transactions, and a broad range of account types. Deposits can be made without envelopes with check images captured and transmitted for clearing.
Modern card issuance and management solutions support digital wallets, flexible card production and personalization, convenient card activation, and cardholder self-service controls inside the digital channel.
Our cardholder controls, which can be implemented as a standalone app or embedded in mobile banking platforms, provide complete self-service management including the capabilities to set spending and geographical limits, establish alert and transaction rules, and more.
Offer meaningful, highly customized rewards programs that motivate cardholders to keep your credit cards top-of-mind, -wallet, and -app.
Our debit platform leverages multilayered fraud detection and prevention solutions that score 100% of card transactions in real-time and leverage multiple communication channels including text, email, and auto-dialing which generate industry-leading cardholder response rates.
Proven advisory services provide data-driven insights into fraud mitigation and management based on comprehensive analysis and card-related data, industry best practices, and dynamic regional and national fraud trends.
Our sophisticated analytics tools enable you to fully understand card program performance by converting credit card data into actionable insights that support dynamic, data-driven strategies for increasing cardholder engagement and growth opportunities.
Our advisory services leverage industry best practices and cardholder, transaction, and peer analysis to identify opportunities and develop strategies for growing debit card portfolios, increasing card usage, and driving interchange revenue.
We can help you increase card adoption and usage with free, unlimited access to marketing campaigns and materials that can be easily customized for new card programs and program features, ultimately driving enrollment and ongoing usage.
Complete dispute and chargeback services resolve debit transaction disputes on behalf of issuers. Jack Henry’s experienced professionals leverage an end-to-end process that enables a final disposition based on thorough investigations of each claim with merchants or businesses.