Proactively support diverse digital payments strategies with a cloud-native, API-first, AI-enabled platform that provides elevated experiences and constant innovation.
Offer next-generation consumer and business digital bill pay, real-time person-to-person, internal and external account-to-account, business-to-customer disbursements, and more.
Simplify the complexity of payments, modernize payment channels, and innovate faster with next-generation technology that can meet the evolving needs of people and businesses.
AI-driven, smart-enabled electronic bill presentment and payments provide intuitive consumer and business functionality, elevated payment experiences with actionable insights about bills and payment accounts, and flexible delivery methods and times.
Real-time person-to-person (P2P) paymentsSend payments with the only open-loop P2P solution using a mobile number or email address – with flexible delivery options; 100% transaction fraud scoring; good funds settlement; and funds credited to checking and savings accounts and debit cards.
Enable people and businesses to make frictionless one-time and recurring A2A transfers across banking relationships with flexible delivered schedules and advanced authentication for delivered accuracy and security.
Streamline loan, mortgage, and credit card payments. Convenience-driven payments can be made via a financial institution’s website, call center, or IVR system, funded by internal or external accounts and debit cards, with summary and detailed statements available.
Help businesses improve cash flow and operating efficiencies with intuitive bill presentment and payments, frictionless business-to-consumer (B2C) disbursements, and internal/external account-to-account (A2A) transfers.
Detect payments fraud with real-time transaction scoring that supports multiple payment types and unique risk tolerances. AI and machine learning detect and weigh multiple fraud attributes and indicators, generating actionable scores for each transaction.
Leverage unique payment behaviors and data to enhance user engagement, provide personalized, actionable recommendations and reminders so people can better manage their bills and money, and create competitive differentiation.
Streamline the payments process through seamless integration with all funding sources and simplified payment delivery via every distribution rail, eliminating the need to maintain multiple payment vendors, network connections, and payments solutions.