Financial Crimes & Fraud Risk
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Financial Crimes & Fraud Risk
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Jul 11, 2022

struggling accountholders limit your potential

Protect Your Bottom Line by Offering Them the Right Tools

Nearly 50% of U.S. small businesses have less than a 15-day cash buffer and 70% percent of all Americans are financially unhealthy.1  

As a financial first responder, accountholders need your financial institution for help navigating their crowded financial lives. But with digital providers growing rapidly, you’re competing with anyone who has access to your accountholders. Without the right tools to help them understand the ramifications, your accountholders are taking their data – and revenue – to these competitors.

Whether your strategy is focused on retail accountholders, SBMs, or commercial businesses, banks and credit unions are all affected by their accountholders’ desire to simplify and manage their finances successfully.

increase revenue opportunities through a holistic lens

address your accountholders’ greatest financial challenges with a big-picture strategy

Adopting a holistic financial health strategy helps your accountholders and benefits your bottom line. Consider adding tools – made available in the accountholder’s moment of need – that address gaps in their ability to save, spend, borrow, and plan and you’ll increase revenue opportunities, gain wallet share, and prevent attrition.

When you offer affordable financial management tools that improve cash flow along with transaction enrichment that brings clarity and actionable insight to transaction data, you’ll be first in line for lucrative lending prospects and low-cost deposits.

To offer the right tools:

  • Deliver across all four pillars of financial health. Provide tools for business and consumer accountholders to save, spend, borrow, and plan within the banking experience.
  • Remove friction from service delivery. Make access to new and existing solutions readily available across channels for commercial and consumer accountholders. Solve problems in the moment of need, regardless of hour or physical location.
  • Provide actionable insight to financial data. Affordable financial management tools improve cash flow, while transaction enrichment brings clarity and insight to financial data.
  • Embed fintech for timely solutions. Offer the financial tools your accountholders want in their moments of need by embedding third-party fintech into your digital banking experience.

expect more from your technology

To make it easy to offer the right tools, Jack Henry™ is ready to help with a modern infrastructure and next-generation technology:

recommended reading

Interested in learning more about how offering the right tools can make a measurable impact on your accountholders and your bottom line? Here’s what you can check out next:

eBook: Protect Your Bottom Line with Three Key Financial Health Strategies
Content Hub: Empower Financial Health

 1 Financial Health Network

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