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iPay Solutions

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iPay Solutions™

Supporting the industry-wide demand for faster, easier payments with a contemporary online bill pay solution is one of the most strategic accountholder attraction, satisfaction, and retention solutions financial institutions can provide today.  

iPay Solutions is an industry leading provider of online bill pay solutions already used by approximately 4,000 financial institutions and leading providers of online banking platforms. Our contemporary solutions are enabling diverse financial institutions to:

  • Enhance their digital banking experience with a high-demand, extremely sticky financial service.
  • Attract and retain retail and business accountholders.  
  • Strengthen competitive positioning in the markets they serve.
  • Decrease operating costs while increasing operating efficiencies by replacing physical payment and check processing with a digital solution.
  • Increase revenue potential with transaction-based fee income opportunities.

iPay’s turnkey, highly configurable solutions include:

  • iPay Consumer Bill Pay – Supports convenience-driven consumers with a faster, easier ways to manage their day-to-day finances.  
  • iPay Business Bill Pay – Provides sophisticated bill payment functionality designed specifically for small and mid-size businesses.  
  • iPay Person-to-Person (P2P) – Enables money to be sent quickly, easily, and securely to virtually anyone with the ability to receive funds using debit cards and traditional accounts.
  • iPay eBill Presents electronic bills with summary and full bill detail available.

These competitively distinct solutions:

  • Support complete customization with an application program interface (API) that can be consumed by your financial institutions or your online banking provider to provide a seamless Omni-channel experience.
  • Seamlessly integrate with most online banking and mobile solutions, and many of the industry’s leading core systems.
  • Leverage modern, aesthetic design that drives intuitive enrollment and payee set-up, and exceptional user experiences.
  • Support personal and business payments including single and recurring payments, expedited payments, account-to-account transfers intra-institution and with accounts at other institutions, gift checks, donations,  payroll deposits, and more.
  • Support flexible funding modules.  
  • Are supported by unlimited access to award winning marketing campaigns and resources that drive user adoption, and the professional communications that educate users about the enhanced iPay-driven experience.
  • Provide a state-of-the-art portal – Master Site – that supports financial institutions and bill pay users with a self-service utility that streamlines virtually every interaction with iPay solutions.
  • Are backed by the collective industry expertise of approximately 350 full-time associates and the outstanding support provided by a dedicated call center staffed by bill pay experts.
  • Consistently leverage the industry’s latest technologies and faster payment innovations.   

Electronic payments have evolved into a strategic part of everyday commerce and are now a must-have financial service.

Contact us at for more information or to schedule a personal introduction to iPay’s solutions which power one of the stickiest financial services your institution can offer today.

Free Marketing At Your Fingertips

Most financial institutions don’t have the budget, time, staff, or expertise to produce the professional communications and marketing campaigns that drive consumer adoption and generate more digital transactions and organic growth. The JHA Resource Center™ provides unlimited access to an extensive library of award winning marketing campaigns and materials – from email and direct mail campaigns to in-branch materials to videos ready to post on websites – available for point-and-click customization. This extensive library of materials will enable you to immediately introduce new payment solutions, welcome new subscribers, drive enrollment and usage, compete more aggressively and effectively in the markets you serve, and more.  

JHA Payment Solutions provides the customized strategy, proven solutions for every payments channel, and advancing technologies needed to simplify complex payment processing and continually evolve the payments experience by moving money faster, more efficiently, and more securely. ​ ​​​​​​​​​​

iPay Resource Center

An online portal that is the source for all the marketing materials financial institutions need to help get customers and members enrolled in bill pay and make payments.​

Click here to access the Resource Center.

Click here to view the Resource Center video.

2014 NACHA PayItGreen Award Recipient​​

iPay Overview
​Pay Solutions is an industry leading provider of online bill pay solutions already used by approximately 4,000 financial institutions and leading providers of online banking platforms.

Click here to learn more.
Tools & Resources

Product Demos

Watch our self-guided product demonstrations to see how well iPay's solutions can work for your institution.


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