We support community and regional banks with the technology ecosystem and support they need to thrive today and in the future.

Credit Unions

We help credit unions serve members at their moments of need and on the channel of their choice as their financial lives evolve.

De Novo Banks

We deliver the insight and technology ecosystem that new banks need – from meeting initial business goals to achieving long-term strategic success.

Fintechs

We help fintechs expand their reach and deliver their innovative solutions to a broader financial ecosystem.

See All

Industry Challenges

Playing to Win: Helping Financial Institutions Capitalize on Ecosystem Disruption

People-Inspired Innovation

We are always innovating to help solve for the needs and challenges of people at financial institutions and their accountholders.

Empower Accountholder Financial Health

Protecting your bottom line starts with empowering the financial health of your consumer and business accountholders.

Attract and Grow Commercial Accountholders

Competing for business accountholders in today's environment requires a whole new strategy.

Operate More Efficiently

Improving productivity and operating efficiencies is an industry-wide goal, challenging financial institutions to transform the way they do business.

Overcome Revenue Challenges

There are challenges across the industry impacting financial institutions’ ability to generate and grow traditional sources of revenue.

Reduce Risk and Fraud

Effectively managing enterprise risk has become more complex and challenging than ever.

Improve the Accountholder Experience

Gain new accountholders and avoid expensive attrition by delivering a stellar experience in a competitive landscape.

See All

Is Your Organization's Financial Health Leaving You Vulnerable and At Risk?

Digital Banking

Payments

Operations

Information Security & Technology

Lending

Financial Crimes & Fraud Risk

Commercial Banking

Customer & Member Relationships

Financial Health

See All

Digital Banking

See Overview

Future of Digital Banking

Payments

See Overview

Fintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy

Operations

See Overview

Success Has a Low Efficiency Ratio

Information Security & Technology

See Overview

Information Security and Risk Management: Trends and Threats

Lending

See Overview

All-Digital Lending Capabilities | Multiple Loan Types

Financial Crimes & Fraud Risk

Financial Crimes

See Overview

Meet Jack Henry Financial Crimes Defender

Commercial Banking

See Overview

The Really Big Small Business Opportunity

Customer & Member Relationships

See Overview

6 Tips for How to Improve the Customer & Member Experience (CX)

Financial Health

Financial Health Solutions

See Overview

7 Things to Improve Your Accountholders' Financial Health

We Are An Advocate for You

Our advocacy of community and regional financial institutions is rooted in the belief that the world is better with you in it.

Our People

People are at the center of everything we do – and it starts with our associates.

Join Jack Henry^™

We are always looking for talented professionals to join our team. Explore open opportunities.

Sustainability

Jack Henry has long incorporated a commitment to corporate sustainability into the way we do business. Learn about our priorities.

Investor Relations

We are dedicated to our stakeholders and delivering a strong return on investment and long-term sustainability for our business model.

See All

Our Purpose and Mission

Resource Hub

Find everything you may need to support your financial institution.

Blog

Stay on top of industry trends with insights from authors who are well-versed on the inner workings of the fintech industry.

The Strategic Case for Financial Health

Banks

We support community and regional banks with the technology ecosystem and support they need to thrive today and in the future.

Credit Unions

We help credit unions serve members at their moments of need and on the channel of their choice as their financial lives evolve.

De Novo Banks

We deliver the insight and technology ecosystem that new banks need – from meeting initial business goals to achieving long-term strategic success.

Fintechs

We help fintechs expand their reach and deliver their innovative solutions to a broader financial ecosystem.

See All

Industry Challenges

Playing to Win: Helping Financial Institutions Capitalize on Ecosystem Disruption

People-Inspired Innovation

We are always innovating to help solve for the needs and challenges of people at financial institutions and their accountholders.

Empower Accountholder Financial Health

Protecting your bottom line starts with empowering the financial health of your consumer and business accountholders.

Attract and Grow Commercial Accountholders

Competing for business accountholders in today's environment requires a whole new strategy.

Operate More Efficiently

Improving productivity and operating efficiencies is an industry-wide goal, challenging financial institutions to transform the way they do business.

Overcome Revenue Challenges

There are challenges across the industry impacting financial institutions’ ability to generate and grow traditional sources of revenue.

Reduce Risk and Fraud

Effectively managing enterprise risk has become more complex and challenging than ever.

Improve the Accountholder Experience

Gain new accountholders and avoid expensive attrition by delivering a stellar experience in a competitive landscape.

See All

Is Your Organization's Financial Health Leaving You Vulnerable and At Risk?

Digital Banking

Payments

Operations

Information Security & Technology

Lending

Financial Crimes & Fraud Risk

Commercial Banking

Customer & Member Relationships

Financial Health

See All

We Are An Advocate for You

Our advocacy of community and regional financial institutions is rooted in the belief that the world is better with you in it.

Our People

People are at the center of everything we do – and it starts with our associates.

Join Jack Henry^™

We are always looking for talented professionals to join our team. Explore open opportunities.

Sustainability

Jack Henry has long incorporated a commitment to corporate sustainability into the way we do business. Learn about our priorities.

Investor Relations

We are dedicated to our stakeholders and delivering a strong return on investment and long-term sustainability for our business model.

See All

Our Purpose and Mission

Resource Hub

Find everything you may need to support your financial institution.

Blog

Stay on top of industry trends with insights from authors who are well-versed on the inner workings of the fintech industry.

The Strategic Case for Financial Health

Digital Banking

See Overview

Future of Digital Banking

Payments

See Overview

Fintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy

Operations

See Overview

Success Has a Low Efficiency Ratio

Information Security & Technology

See Overview

Information Security and Risk Management: Trends and Threats

Lending

See Overview

All-Digital Lending Capabilities | Multiple Loan Types

Financial Crimes & Fraud Risk

Financial Crimes

See Overview

Meet Jack Henry Financial Crimes Defender

Commercial Banking

See Overview

The Really Big Small Business Opportunity

Customer & Member Relationships

See Overview

6 Tips for How to Improve the Customer & Member Experience (CX)

Financial Health

Financial Health Solutions

See Overview

7 Things to Improve Your Accountholders' Financial Health

Article

checklist: digital account opening best practices that will boost your deposit game

As you look to increase deposits and reimagine your account opening process, use this checklist as a guide.

There’s no one-size-fits-all approach when it comes to new deposit account opening.

As you face deposit challenges, a volatile workforce, and time limitations, it’s impossible to meet every accountholder’s expectations. Instead, you can understand what matters most to your current and potential accountholders to better serve and attract deposit relationships across all digital channels.

Without the right technology, you won’t be able to serve your accountholders in their moments of need. As you look to increase deposits and reimagine your account opening process, use the following checklist as a guide.

You need a digital solution that:

✓ Provides a list of the information needed at the beginning of the process.

✓ Sets expectations upfront so applicants understand how long the process will take.

✓ Offers omnichannel integrations and allows applicants to save and resume their applications at any point in the account opening process.

✓ Captures and auto-fills basic personal identity information.

✓ Provides a method to compare different account types.

✓ Empowers easy direct deposit set-up.

✓ Provides notifications regarding the progress of the application process.

✓ Allows the simplicity of digital account funding in real-time.

✓ Qualifies applicants against risk and fraud threats.

✓ Verifies applicant identity (often with third-party data sources).

✓ Integrates with your core banking system.

✓ Enables electronic signature capture.

✓ Easily captures photo or file uploads of supporting documents (identification, agreements, etc.).

✓ Includes specific functionality and form fields for business accountholders.

✓ Delivers a seamless user experience from account opening to digital banking.

Opening an account with a neobank takes less than five minutes. If your account opening platform isn’t providing every feature on this list, Jack Henry™ would love to speak with you about how we can help.