Financial Crimes & Fraud Risk
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April 14, 2026

instant payments: emerging FedNow® and RTP® use cases

Building New Solutions Now to Solve Modern Business Problems with Real-Time Efficiency

 As instant payments use cases evolve from gig economy support to emergency payroll and small business disbursements, their reach is expanding. In fact, Chesapeake Bank is already able to reach over 75% of accounts through a mix of FedNow and RTP. And the need for legacy tools like cashier’s checks is diminishing as real-time capabilities allow money to move ever faster.

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