Financial Crimes & Fraud Risk
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Improving Accountholder Experience

competition for loans is fierce and borrowers are looking for more than a great rate

Address Outdated Loan Models to Simplify the Borrower Experience
Fintechs, big techs, and neobanks are offering intuitive user experiences paired with attractive rates and borrower-defined loans to increase competition. While most consumers and businesses prefer to borrow from a bank or credit union rather than a fintech, more than half1 are now comfortable with a fully digital experience, making it even harder for traditional banks and credit unions to attract borrowers in a crowded marketplace. In fact, online lenders often charge 0.125% to 0.375% more for their loans – but it’s a price borrowers are willing to pay to get an improved, seamless experience.
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make each phase of the borrower’s journey seamless and enjoyable

Reduce Friction by Delivering Easy-to-Use, Modern Technology That Improves the Experience
Providing a strong lending experience in today’s market is non-negotiable. Flooded with cash and fluctuating margins, banks and credit unions should be looking for ways to improve the borrower experience, promoting loan growth strategies while simultaneously increasing productivity measures that help minimize expenses and streamline friction-filled processes. To compete, it’s time for banks and credit unions to create strong digital channels and use a lending platform that provides an excellent experience for consumer and commercial borrowers from their first inquiry and application, through the life of their loan.

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how we help

Expand and Enhance the Borrower’s Experience with Digital Lending Solutions.

Make It Easier for Borrowers to Borrow

Break down lending silos with an integrated platform that crosses the divide between consumer and commercial segments to deliver a superior borrower experience.

Deliver the Borrowing Experience Consumers Expect

Keep up with digital demands with technology that provides a fresh user experience and delivers quick loan options to the borrower.

Focus on Relationships, Not Paperwork

Eliminate manual, paper-based processes and increase production bandwidth so you have more time to focus on the needs of your borrowers.

Provide businesses with access to the capital they need to thrive.

Meet the Needs of More Commercial Borrowers

Give businesses quick access to more types of transactions while improving complex commercial lending processes.

Help Local Businesses Grow with Predictable Cash Flow

Technology can deliver next-day access to funds, helping businesses better manage payroll, negotiate with vendors, and pursue new opportunities.

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Learn more about how to improve the experience for your consumer and commercial borrowers.