JHA PayCenter™ and Real-Time Payments®
Real-Time Personal and Business Payments
With Real-Time Payments (RTP®), your organization will be strategically positioned at the center of the industry initiatives and innovations that are transforming the payments experience for consumers and businesses.
RTP is a new payments network that can be used by U.S. financial institutions to clear and settle real-time payments. With RTP, consumers and businesses can immediately send and receive funds directly from institution accounts. RTP seamlessly supports a variety of real-time payments use cases and provides the foundation you need to elevate the accountholder experience and meet the needs of today’s digital world.
Owned and operated by The Clearing House (TCH), the RTP network provides the immediacy, reliability, and security accountholders expect. This platform for ongoing payment innovation also enables banks and credit unions to enhance their existing payment services and create new ones. Capabilities such as request for payment, payment confirmation, request for additional information, and remittance detail create a robust payment experience that keeps trusted financial institutions at the center of payment services.
Partnering with JHA Payment Solutions™ for seamless access to the real-time payments network leverages the ready-built infrastructure to simplify and streamline the RTP implementation process and reduces the resources and capital investments required to build and maintain direct connection to RTP. Leveraging JHA PayCenter also expedites time-to-market, provides onboarding expertise and ongoing support, and reduces the inherent operational risks.
With JHA PayCenter™ and RTP, you can expand your ability to offer real-time payments and leverage ongoing payment innovations.