We support community and regional banks with the technology ecosystem and support they need to thrive today and in the future.
We help credit unions serve members at their moments of need and on the channel of their choice as their financial lives evolve.
We deliver the insight and technology ecosystem that new banks need – from meeting initial business goals to achieving long-term strategic success.
We help fintechs expand their reach and deliver their innovative solutions to a broader financial ecosystem.
We empower businesses to expedite payments processing, improve cash flow, and manage financials with industry-leading technology.
Live From Nasdaq: Jack Henry's Vision for the Future of Fintech
We are always innovating to help solve for the needs and challenges of people at financial institutions and their accountholders.
Protecting your bottom line starts with empowering the financial health of your consumer and business accountholders.
Competing for business accountholders in today's environment requires a whole new strategy.
Improving productivity and operating efficiencies is an industry-wide goal, challenging financial institutions to transform the way they do business.
There are challenges across the industry impacting financial institutions’ ability to generate and grow traditional sources of revenue.
Effectively managing enterprise risk has become more complex and challenging than ever.
Gain new accountholders and avoid expensive attrition by delivering a stellar experience in a competitive landscape.
Is Your Organization's Financial Health Leaving You Vulnerable and At Risk?
Jack Henry Rapid Transfers™ – Swift Money Movement with Advanced Security
Read MoreFintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy
Read MoreSuccess Has a Low Efficiency Ratio
Read MoreInformation Security and Risk Management: Trends and Threats
Read MoreAll-Digital Lending Capabilities | Multiple Loan Types
Read MoreMeet Jack Henry Financial Crimes Defender
Read MoreThe Really Big Small Business Opportunity
Read More6 Tips for How to Improve the Customer & Member Experience (CX)
Read More7 Things to Improve Your Accountholders' Financial Health
Read MoreOur advocacy of community and regional financial institutions is rooted in the belief that the world is better with you in it.
People are at the center of everything we do – and it starts with our associates.
Meet Jack Henry's Leadership Team
We are always looking for talented professionals to join our team. Explore open opportunities.
Jack Henry has long incorporated a commitment to corporate sustainability into the way we do business. Learn about our priorities.
We are dedicated to our stakeholders and delivering a strong return on investment and long-term sustainability for our business model.
Our Purpose and Mission
Find everything you may need to support your financial institution.
Get more accountholders using your solutions with free, ready-to-use materials that make maximizing your technology investments easy.
Stay on top of industry trends with insights from authors who are well-versed on the inner workings of the fintech industry.
The Jack Henry FIN gives fintechs direct access to Jack Henry’s technical resources to achieve product integration with our core platforms and complementary solutions.
Live From Nasdaq: Jack Henry's Vision for the Future of Fintech
We support community and regional banks with the technology ecosystem and support they need to thrive today and in the future.
We help credit unions serve members at their moments of need and on the channel of their choice as their financial lives evolve.
We deliver the insight and technology ecosystem that new banks need – from meeting initial business goals to achieving long-term strategic success.
We help fintechs expand their reach and deliver their innovative solutions to a broader financial ecosystem.
We empower businesses to expedite payments processing, improve cash flow, and manage financials with industry-leading technology.
Live From Nasdaq: Jack Henry's Vision for the Future of Fintech
We are always innovating to help solve for the needs and challenges of people at financial institutions and their accountholders.
Protecting your bottom line starts with empowering the financial health of your consumer and business accountholders.
Competing for business accountholders in today's environment requires a whole new strategy.
Improving productivity and operating efficiencies is an industry-wide goal, challenging financial institutions to transform the way they do business.
There are challenges across the industry impacting financial institutions’ ability to generate and grow traditional sources of revenue.
Effectively managing enterprise risk has become more complex and challenging than ever.
Gain new accountholders and avoid expensive attrition by delivering a stellar experience in a competitive landscape.
Is Your Organization's Financial Health Leaving You Vulnerable and At Risk?
Our advocacy of community and regional financial institutions is rooted in the belief that the world is better with you in it.
People are at the center of everything we do – and it starts with our associates.
Meet Jack Henry's Leadership Team
We are always looking for talented professionals to join our team. Explore open opportunities.
Jack Henry has long incorporated a commitment to corporate sustainability into the way we do business. Learn about our priorities.
We are dedicated to our stakeholders and delivering a strong return on investment and long-term sustainability for our business model.
Our Purpose and Mission
Find everything you may need to support your financial institution.
Get more accountholders using your solutions with free, ready-to-use materials that make maximizing your technology investments easy.
Stay on top of industry trends with insights from authors who are well-versed on the inner workings of the fintech industry.
The Jack Henry FIN gives fintechs direct access to Jack Henry’s technical resources to achieve product integration with our core platforms and complementary solutions.
Live From Nasdaq: Jack Henry's Vision for the Future of Fintech
Jack Henry Rapid Transfers™ – Swift Money Movement with Advanced Security
Read MoreFintech in a Flash: 11 Big Questions to Help You Develop a Modern Payments Strategy
Read MoreInformation Security and Risk Management: Trends and Threats
Read MoreAll-Digital Lending Capabilities | Multiple Loan Types
Read MoreMeet Jack Henry Financial Crimes Defender
Read MoreThe Really Big Small Business Opportunity
Read More6 Tips for How to Improve the Customer & Member Experience (CX)
Read More7 Things to Improve Your Accountholders' Financial Health
Read More
You are navigating a widening gap where institutional optimism remains high, but consumer confidence, deposits, and trust are under pressure from economic strain, fraud, and new competitors.
At the same time, tokenized money, stablecoins, and rising cybercrime are reshaping payments, deposits, and risk across the industry.
By modernizing now, you can protect deposits, strengthen relationships, and compete more effectively for accountholders.
Today’s financial ecosystem is being reshaped by economic pressure, regulatory shifts, and rapidly evolving expectations.
The chart below reflects the top responses to the question: Over the next two years, what are your top three concerns?
|
Top Three Concerns |
|
|
Talent acquisition/retention |
32% |
|
Deposit attrition/displacement |
32% |
|
Acquiring younger accountholders (Gen Z/Alpha) |
27% |
|
Fraud losses |
27% |
|
Cyberattacks |
27% |
*Results shown reflect top percentage of findings only.
Regardless of how regulation evolves in 2026, modernizing your technology now will position you to adapt and empower you to respond faster to market shifts, tokenized money adoption, and escalating fraud and cybersecurity threats.
Sources1 Ron Shelvin. What’s Going On In Banking 2026, Cornerstone Advisors, accessed March 2, 2026.
2 Consumer Sentiment Falls Toward Record-Low Levels, Wall Street Journal, accessed November 7, 2025.
3 Karen Webster. Next 2025 The Collection, PYMNTS®, accessed March 2, 2026.
4 Matt Groosmann and Sam Goldfarb. CFPB Offers Regulatory Relief From Registration Requirements for Small Loan Providers, Consumer Financial Protection Bureau, accessed April 7, 2026.
5 OCC Announces Conditional Approvals for Five National Trust Bank Charter Applications, Office of the Comptroller of the Currency, accessed December 12, 2025.
6 42% of CFOs Express Interest in Stablecoins as Payments Use Cases Grow, PYMNTS®, accessed April 6, 2026.
7 Stefan A. Jacewitz. Stablecoins Could Increase Treasury Demand, but Only by Reducing Demand for Other Assets, Federal Reserve Bank of Kansas City, accessed March 2, 2026.
8 2024 IC3 Annual Report, Internet Crime Complaint Center, accessed March 2, 2026.
9 New FTC Data Show a Big Jump in Reported Losses to Fraud to $12.5 Billion in 2024, Federal Trade Commission, accessed March 2, 2026.
10 New FTC Data Show a Big Jump in Reported Losses to Fraud to $12.5 Billion in 2024.
11 2026 Strategy Benchmark, Jack Henry, accessed April 4, 2026.
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