JHA SmartPay Remote Deposit Complete℠ (RDC)
High-Volume RDC with JHA Proofing and Balancing Services
A few short years ago, you competed with other financial institutions based on interest rates. Today, you compete on convenience. Remote deposit capture (RDC) has evolved into a convenience-driven service that businesses now expect you to offer and that you need to successfully compete for lucrative commercial relationships.
With JHA SmartPay Remote Deposit Complete, the businesses you serve can quickly, accurately, and securely deposit checks by capturing and storing check images using desktop scanners and Windows-based PCs. Courtesy amount recognition (CAR) and legal amount recognition (LAR) are automatically performed without manual key entry. Experienced JHA operators who understand your business proof the deposits and make any necessary repairs and adjustments with automated alerts, notifying depositors of all corrections made.
Each deposit is processed using least-cost routing and Check 21 item image processing streamlines back office functions, including processing, routing, and collections. The solution’s sophisticated risk management and reporting capabilities also support your institution and your business accountholders.
RDC provides a more convenient, efficient, and economical way for commercial accountholders to make routine deposits. Businesses immediately reduce the time, expense, and risks associated with traditional in-branch deposits while improving funds availability, cash flow, and working capital.
RDC is also an extremely “sticky” financial service that fosters loyalty and retention among your business accountholders, while increasing low-cost deposit growth and reducing your transaction and operating costs and branch traffic. With it, you also gain a fully hosted solution that offers a low cost of both near- and long-term ownership.